The $300kCOI yourlicenserequires.
Texas requires master plumbers to carry at least $300,000 in commercial liability insurance with an agent-signed certificate on file. We issue the exact COI the state asks for, fast.
The TSBPE wants a specific certificate, signed by an agent, showing at least $300,000 in general liability. Get it wrong and the license application bounces. We've done this one thousands of times.
What you get.
$300,000 general liability, or higher if a GC requires it.
The exact COI the TSBPE asks for, signed and filed.
Quotes back the same day so you can apply or renew on time.
Add workers' comp, commercial auto, tools and bonds from the same agency.
Texas plumber insurance: what to know
Texas plumber insurance starts with the state requirement: every Responsible Master Plumber must keep at least $300,000 in commercial general liability and file an agent-signed certificate of insurance with the Texas State Board of Plumbing Examiners. That's the floor, not the ceiling; most GCs and commercial customers ask for $1,000,000. From there, plumbing contractors add workers' comp once they hire, commercial auto for service vans, tools and equipment coverage for the gear in those vans, and a permit bond where a city requires one.
How we quote plumber insurance in Texas: you give us your name, phone and trade, and the details you have on revenue, payroll and any certificate deadline. We send that to the carriers that actually want your class of work, pull the options into one side-by-side summary, and call you with the number. If a GC or city needs the certificate the same day, say so on the form and we work to that deadline. At renewal we take the policy back to market instead of auto-renewing it.
What the state asks for.
The Texas State Board of Plumbing Examiners requires every Responsible Master Plumber to keep commercial general liability on file, with a certificate signed by the agent. The minimum is $300,000; most GCs and commercial customers ask for $1,000,000.
We write the policy and issue the certificate in the exact format the board accepts, so your application or renewal goes through the first time.
Texas plumber insurance questions we get every week.
How much liability insurance does a Texas master plumber need?
At least $300,000 in commercial general liability, with an agent-signed certificate of insurance filed with the Texas State Board of Plumbing Examiners. Many GCs and commercial customers ask for $1,000,000.
Can you file the certificate with the TSBPE?
We issue the agent-signed certificate in the exact format the board requires. You submit it with your application or renewal; we can also send it directly if the board accepts agent submissions for your situation.
How fast can I get the COI?
Usually the same day coverage is bound.
What else should a plumbing contractor carry?
Workers' comp if you have employees or a GC requires it, commercial auto for your vans, tools and equipment coverage, and a license or permit bond where a city asks for one.
Get a quote before the job starts.
Name and phone is enough to start. Add the details if you have them and the quote comes back faster.
(951) 800-4287