Commercial Auto Insurance for Contractors
commercial auto

Commercial Auto Insurance for Work Trucks & Fleets

Your trucks and vans are your business. Commercial auto covers liability and damage on the road — and provides the certificates leasing companies and GCs require.

Fast Certificates
Contractor Specialists
Multiple Insurance Carriers
Same-Day Quotes Available
Call now — it’s the fastest way to get covered Talk to a real agent · same-day certificates available (951) 800-4287
30+ yrsAgency experience
20,000+Policies written
Same dayCertificates available
Self-serveIssue COIs from the app
We shop your coverage across 35+ top-rated carriers
The Hartford AIG Markel QBE Travelers Employers Pie Insurance AmTrust Financial Berkshire Hathaway GUARD The Zenith Nationwide AMERISAFE
+ more carriers AccidentFund AmeriTrust Applied Underwriters Benchmark BerkleyNet Berkley Industrial Comp CannGen Clear Spring Core Specialty Dakota Truck Underwriters Encova GuideOne ICW Group Key Risk MCIM National Casualty National Liability & Fire Omaha National Prescient National Safety National Service American Southeast Personnel Leasing Starr State Auto Stonetrust Stonewood SUNZ UnitedHeartland
Why it matters

Why contractors need commercial auto

🚚

Cover your vehicles

Liability and physical damage for trucks, vans, and trailers.

👥

Protect your drivers

Coverage for employees driving company vehicles.

📋

Meet requirements

Certificates for lessors, lenders, and GCs.

Fast proof

Get auto certificates issued quickly.

Included with your policy

Issue your own certificates — right from your phone

Insure with us and you get our certificate app. No waiting on office hours, no phone tag — when a GC or customer needs a COI, you send it on the spot.

  • 📄
    Issue & print COIs anytimeGenerate a certificate 24/7, even on the jobsite.
  • Add additional insureds yourselfList a GC or property manager without calling in.
  • Email certificates directlySend proof straight to your customer or contractor.
  • View & manage your policyCoverage details and documents in your pocket.
Get Covered & Get the App
Answers

Frequently asked questions

Do I need commercial auto if I use my truck for work?+
Personal auto policies often exclude business use. If you use vehicles for your trade — hauling tools, crews, or materials — you typically need commercial auto.
What does commercial auto cover?+
Liability for injury and damage you cause while driving for work, plus optional physical damage coverage for your own vehicles.
Can I insure a fleet?+
Yes — we cover single trucks up to fleets, and can bundle with your general liability and workers' comp.
Can I get an auto certificate fast?+
Yes — often the same day once coverage is bound.
Get your quote

Get your insurance quote

Coverage that keeps you licensed, bid-ready, and protected. Just your name and phone to start.

In a hurry? Call (951) 800-4287 — a call is the fastest way to coverage and a same-day certificate.

  • No obligation — just options and pricing
  • Same-day certificates available
  • Multiple carriers, one application
+ Add details (optional — speeds up your quote)

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