General Liability Insurance for Contractors & Trades

General liability is the foundation of contractor coverage — and the policy behind nearly every certificate a customer, GC, or license requires. Get covered fast.

Get My Quote → Talk to an Agent

✓ Fast Certificates

✓ Contractor Specialists

✓ Multiple Insurance Carriers

✓ Same-Day Quotes Available

☎ Call now — it’s the fastest way to get covered Talk to a real agent · same-day certificates available ☎ (951) 800-4287

30+ yrsAgency experience

20,000+Policies written

Same dayCertificates available

Self-serveIssue COIs from the app

We shop your coverage across 35+ top-rated carriers

The Hartford AIG Markel QBE Travelers Employers Pie Insurance AmTrust Financial Berkshire Hathaway GUARD The Zenith Nationwide AMERISAFE

+ more carriers

AccidentFund AmeriTrust Applied Underwriters Benchmark BerkleyNet Berkley Industrial Comp CannGen Clear Spring Core Specialty Dakota Truck Underwriters Encova GuideOne ICW Group Key Risk MCIM National Casualty National Liability & Fire Omaha National Prescient National Safety National Service American Southeast Personnel Leasing Starr State Auto Stonetrust Stonewood SUNZ UnitedHeartland

Why it matters

What general liability does for you

🛡

Third-party claims

Covers bodily injury and property damage your work may cause.

🧷

Legal defense

Pays defense costs if you're sued over a covered claim.

📋

Win contracts

The coverage behind the certificate clients and GCs require.

📱

Self-serve COIs

Issue and email certificates from the app.

Included with your policy

Issue your own certificates — right from your phone

Insure with us and you get our certificate app. No waiting on office hours, no phone tag — when a GC or customer needs a COI, you send it on the spot.

📄
Issue & print COIs anytimeGenerate a certificate 24/7, even on the jobsite.
✚
Add additional insureds yourselfList a GC or property manager without calling in.
✉
Email certificates directlySend proof straight to your customer or contractor.
⚙
View & manage your policyCoverage details and documents in your pocket.

Get Covered & Get the App

Answers

Frequently asked questions

What does general liability insurance cover?+

It covers third-party bodily injury and property damage your business or work causes, plus related legal defense costs. It does not cover your own employees (that's workers' comp) or your vehicles (commercial auto).

How much general liability do I need?+

Many contracts require $1,000,000 per occurrence and $2,000,000 aggregate. Licensing minimums vary by trade. We match your limits to what's required.

Can I get a certificate of insurance today?+

Same-day certificates are often available once coverage is bound, and you can issue your own from our app.

How much does general liability cost?+

It depends on your trade, revenue, and claims history. We compare multiple carriers — request a quick quote.

Get your quote

Get your insurance quote

Coverage that keeps you licensed, bid-ready, and protected. Just your name and phone to start.

In a hurry? Call (951) 800-4287 — a call is the fastest way to coverage and a same-day certificate.

✓ No obligation — just options and pricing
✓ Same-day certificates available
✓ Multiple carriers, one application

Call Get My Quote