Workers' Compensation Insurance for Contractors
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workers' compensation

Workers' Compensation Insurance for Contractors

Most general contractors and commercial projects require workers' comp before your crew sets foot on site. Get coverage that protects your employees and keeps you bid-ready.

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✓ Fast Certificates
✓ Contractor Specialists
✓ Multiple Insurance Carriers
✓ Same-Day Quotes Available
☎ Call now — it’s the fastest way to get covered Talk to a real agent · same-day certificates available ☎ (951) 800-4287
30+ yrsAgency experience
20,000+Policies written
Same dayCertificates available
Self-serveIssue COIs from the app
We shop your coverage across 35+ top-rated carriers
The Hartford AIG Markel QBE Travelers Employers Pie Insurance AmTrust Financial Berkshire Hathaway GUARD The Zenith Nationwide AMERISAFE
+ more carriers AccidentFund AmeriTrust Applied Underwriters Benchmark BerkleyNet Berkley Industrial Comp CannGen Clear Spring Core Specialty Dakota Truck Underwriters Encova GuideOne ICW Group Key Risk MCIM National Casualty National Liability & Fire Omaha National Prescient National Safety National Service American Southeast Personnel Leasing Starr State Auto Stonetrust Stonewood SUNZ UnitedHeartland
Why it matters

Why contractors carry workers' comp

👷

Protect employees

Covers medical costs and lost wages from on-the-job injuries.

🏗

Win GC contracts

Most GCs require a comp certificate before work begins.

💰

Manage your costs

We shop carriers to fit your payroll and class codes.

⚡

Fast certificates

Proof of comp coverage issued quickly when a job needs it.

Included with your policy

Issue your own certificates — right from your phone

Insure with us and you get our certificate app. No waiting on office hours, no phone tag — when a GC or customer needs a COI, you send it on the spot.

  • 📄
    Issue & print COIs anytimeGenerate a certificate 24/7, even on the jobsite.
  • ✚
    Add additional insureds yourselfList a GC or property manager without calling in.
  • ✉
    Email certificates directlySend proof straight to your customer or contractor.
  • ⚙
    View & manage your policyCoverage details and documents in your pocket.
Get Covered & Get the App
Answers

Frequently asked questions

Is workers' comp required?+
Requirements vary by state — some states mandate workers' comp for employers while others don't. Regardless of the state rule, most general contractors and commercial projects contractually require it, so contractors carry it to win work. We'll confirm what applies to your state and situation.
How much does workers' comp cost?+
Premium is based on payroll and the class codes for the work performed. We compare carriers to find the most competitive rate for your trade.
Can I get a comp certificate for a GC?+
Yes — we issue certificates fast, and you can also generate your own from our app.
Does workers' comp cover subcontractors?+
It depends on how subs are classified. We'll help you structure coverage and certificate requirements correctly.
Get your quote

Get your insurance quote

Coverage that keeps you licensed, bid-ready, and protected. Just your name and phone to start.

In a hurry? Call (951) 800-4287 — a call is the fastest way to coverage and a same-day certificate.

  • ✓ No obligation — just options and pricing
  • ✓ Same-day certificates available
  • ✓ Multiple carriers, one application
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