Tools & Equipment Insurance Protect the Gear You Work With

Your tools are your livelihood. Tools & equipment coverage (inland marine) protects them on the jobsite, in your truck, and in transit — from theft, loss, and damage.

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☎ Call now — it’s the fastest way to get covered Talk to a real agent · same-day certificates available ☎ (951) 800-4287

30+ yrsAgency experience

20,000+Policies written

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We shop your coverage across 35+ top-rated carriers

The Hartford AIG Markel QBE Travelers Employers Pie Insurance AmTrust Financial Berkshire Hathaway GUARD The Zenith Nationwide AMERISAFE

+ more carriers

AccidentFund AmeriTrust Applied Underwriters Benchmark BerkleyNet Berkley Industrial Comp CannGen Clear Spring Core Specialty Dakota Truck Underwriters Encova GuideOne ICW Group Key Risk MCIM National Casualty National Liability & Fire Omaha National Prescient National Safety National Service American Southeast Personnel Leasing Starr State Auto Stonetrust Stonewood SUNZ UnitedHeartland

Why it matters

Why contractors insure their tools

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Cover your tools

Hand tools, power tools, and larger equipment.

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On the move

Coverage in transit and at the jobsite, not just the shop.

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Theft & damage

Replace stolen or damaged gear fast and keep working.

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Affordable add-on

Often inexpensive to bundle with your liability.

Included with your policy

Issue your own certificates — right from your phone

Insure with us and you get our certificate app. No waiting on office hours, no phone tag — when a GC or customer needs a COI, you send it on the spot.

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Issue & print COIs anytimeGenerate a certificate 24/7, even on the jobsite.
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Add additional insureds yourselfList a GC or property manager without calling in.
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Email certificates directlySend proof straight to your customer or contractor.
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View & manage your policyCoverage details and documents in your pocket.

Get Covered & Get the App

Answers

Frequently asked questions

What is tools and equipment insurance?+

Often called inland marine, it covers your tools and equipment against theft, loss, and damage — whether at the jobsite, in transit, or stored. Standard property policies often don't.

Does general liability cover my tools?+

No. General liability covers third-party claims, not your own tools. Tools & equipment coverage fills that gap.

Is rented or leased equipment covered?+

It can be — we can include rented or borrowed equipment. Tell us what you use and we'll structure coverage.

How much does it cost?+

It's usually an affordable add-on based on the value of your gear. Request a quote to see your number.

Get your quote

Get your insurance quote

Coverage that keeps you licensed, bid-ready, and protected. Just your name and phone to start.

In a hurry? Call (951) 800-4287 — a call is the fastest way to coverage and a same-day certificate.

✓ No obligation — just options and pricing
✓ Same-day certificates available
✓ Multiple carriers, one application

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